Taking the leap? You’re not alone!
The Ready, Set, Grow! loan provides up to $15,000 in financing for entrepreneurs who are making their side business the main priority. Our supported, streamlined application process means you can focus on what matters most: Taking the leap and turning your business dreams into reality.
Interest rates that shrink as you grow.
Good business practices deserve to be rewarded. That's why, after making 12 consecutive months of on-time payments, you'll get a 2% discount on your interest rate for the remainder of the loan repayment period. (Live in Kansas City? You automatically unlock our lowest fixed interest rate!)
Get ready to launch with confidence.
This loan is designed for start-up entrepreneurs ready to transition from a traditional 9-to-5 job or gig work into starting a small business. Launch your small business with flexible funding that rewards your hard work, a team of small business experts to guide you — and the confidence to grow.
- Completed loan application
- Government-issued ID and selfie
- Most recent paystub with year-to-date earnings
- 3 months of bank statements (personal and business), if applicable
- Business documentation (articles of incorporation or organization), if applicable
*Kansas City Limited-Time Offer: Kansas City entrepreneurs can lock in a fixed 7.99% interest rate and 7% Community Benefit Fee.
To provide the best rates and terms for our clients, DreamSpring may require collateral for loan approval.
Effective July 20, 2024 DreamSpring offers uncollateralized options for applicants seeking less than $20,000 and with credit score above 650.
The DreamSpring Difference
Our easy application process keeps you moving, backed by a team that cares about your business and financial health. The fees generated from your loan go on to fund other small businesses just like you. When you choose DreamSpring, you’re choosing a nonprofit partner dedicated to your success and the vitality of our communities.
Apply now to get started with the Ready, Set, Grow! loan and take the next step toward making your business dreams a reality.
Where we fund
entrepreneurial dreams
Ready, Set, Grow! loans are available to qualified entrepreneurs in Arizona, California, Colorado, Kansas, Missouri, Nevada, New Mexico, Pennsylvania, and Texas.
